Can you guess what the one of the most common misconceptions about the collision repair industry is? It's thinking that car insurance is like health insurance. It's assuming that it will cost you more money if you go out of insurance network. Here's the truth; there is NO network that you must adhere to in automotive repair. That's right! There's no penalty for exercising your freedom of choice. Yes some car insurance companies create confusion by trying to direct you to a shop on "their"..